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I was going to combine APG and APH into a single write-up but now I’m breaking them up into two shorter ones…so APG today, APH next week. Another note: In my Schwab post a few days ago, I was trying to get at a reasonable base assumption for changes in bank deposits in 2023 in…
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Original post: some thoughts on Charles Schwab, published Mar. 12, 2023 In The Media Very Rarely Lies, Scott Alexander writes: the media rarely lies…
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I have a post on APi Group and Amphenol coming toward the end of the month but before then I wanted to offer some thoughts on Charles Schwab. Nothing…
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Most distressed investors merely live in the darkness; Apollo was born in it. Following the epic collapse of Drexel Burnham Lambert, the high-flying…
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Hi everyone, A few weeks ago, I recorded a podcast with my friend @LibertyRPF, who writes the excellent Liberty's Highlights Substack. We discuss…
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When a cardholder uses their debit or credit card at checkout, what happens is a merchant acquirer processor (just “merchant acquirer” from now on) will…
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This is my last post of the year. Before getting into it, here are some stats on the business of scuttleblurb: 2022 has the dubious distinction of being…
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One job of an insurance commissioner is to ensure that carriers under their jurisdiction have sufficient reserves to pay claims. In the early 1900s, the…
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